These 220+ Bank Branches Have Closed SO FAR in 2024

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Author of How to Prep When You’re Broke and Bloom Where You’re Planted online course

It’s not a great sign if your bank is closing branches all over the country. And that’s the case for many banks in the United States in 2024, in particular Bank of America, US Bank, and Citizens, which have had the most closures thus far. In all, 222 bank branches have closed in the first two months of the year, and if it keeps up at this rate, we’ll be looking at the closure of around 1300 branches.

Why are these branches closing?

If you’re wondering why the branches are closing, the answer, of course, is money. With each branch closure, they save on salaries and overhead. There are no employees to pay, no rent is owed, and no utility bills are racked up.

It’s been estimated that Bank of America’s 41 branch closures saved them over $100 million.

I think it’s also a worrisome sign that these changes have needed to occur. We’ve talked often on this website about the looming failure of our American economy, and this seems to be a signal that things aren’t as great as President Biden wants us to believe. I’m personally a strong believer in putting my savings into gold and silver at this point because I simply no longer feel that the dollar is a viable unit of savings. If you’re interested in learning more about how to do this, you can call my friends at ITM Trading absolutely free and discuss it with them. There’s no pressure at all – it’s merely educational – and I think you owe it to yourself to learn how to protect your savings in the months ahead.

It’s causing issues – particularly for people with lower incomes.

Of course, as with most economic crises, folks with less money are hit harder and hit first. According to a report on CNBC, these branch closures are causing “banking deserts.” This is sort of like food deserts, where there aren’t enough sources of healthful whole food in an area, but for financial services.

The ramifications of banks suddenly disappearing from communities aren’t surface-level either — affected residents now have to drive farther to make a simple deposit or withdraw cash, which takes more time, for example.

The consolidation of bank branches is also creating “banking deserts,” when communities are without access to a bank or credit union within 10 miles. Several studies have shown these communities are more likely to use non-traditional and high-fee lending options such as payday loans and check-cashing services, which increases financial inequities and ends up widening the wealth gap.

I also foresee future closures causing problems for people who live in more remote areas if the trend continues.

What bank branches have closed?

Interestingly, the list I have came from Great Britain News. I was not able to find a similar list of branches in the American media. (I’m sure that’s just fine. Nothing to see here, right?)

Bank of America

  • Chandler, Arizona – 3111 West Chandler Boulevard
  • Glendale, Arizona – 7700 West Arrowhead Towne Center
  • Scottsdale, Arizona – 7014 East Camelback Road
  • Tempe, Arizona – 5000 Arizona Mills Circle
  • Tucson, Arizona – 5870 East Broadway Bl
  • Culver City, California – 294 Fox Hills Mall
  • Gilroy, California – 8375 Arroyo Circle
  • Martinez, California – 1175 Arnold Drive
  • Mission Viejo, California – 555 The Shops at Mission Viejo
  • Palm Desert, California – 72840 Highway 111
  • Rancho Cucamonga, California – 12434 North Main Street
  • Sherman Oaks, California – 14006 Riverside Drive
  • South Lake Tahoe – California – 2020 Lake Tahoe Boulevard
  • Temecula, California – 40750 Winchester Road
  • Aventura, Florida – 19645 Biscayne Boulevard
  • Boca Raton, Florida – 21060 Saint Andrews Boulevard
  • Brandon, Florida – 459 Brandon Town Center Drive
  • Coral Springs, Florida – 9469 West Atlantic Boulevard
  • Fort Lauderdale, Florida – 2414 East Sunrise Boulevard
  • Jacksonville, Florida – 10300 Southside Boulevard
  • Jacksonville, Florida – 50 North Laura Street
  • Lakeland, Florida – 3800 Us Highway 98 North
  • Atlanta, Georgia – 3393 Peachtree Road Northeast
  • Atlanta, Georgia – 4400 Ashford Dunwoody Road
  • Kennesaw, Georgia – 1300 Ernest West Barrett Parkway
  • Egg Harbor Township, New Jersey – 6718 Black Horse Pike
  • Northfield, New Jersey – 1501 Tilton Road
  • Summit, New Jersey – 367 Springfield Avenue
  • Albuquerque, New Mexico – 6600 Menaul Boulevard NE
  • Albuquerque, New Mexico – 4401 Central Avenue Northeast
  • Henderson, Nevada – 1300 West Sunset Road
  • Las Vegas, Nevada – 3500 South Las Vegas Boulevard
  • Las Vegas, Nevada – 3790 South Las Vegas Boulevard
  • Reno, Nevada – 5000 Meadowood Mall Circle
  • Portland, Oregon – 9585 Southwest Washington Square Road
  • Austin, Texas – 3900 North Interstate 35
  • Houston, Texas – 6414 San Felipe Street
  • Plano, Texas – 1925 Dallas Parkway
  • Plano, Texas – 2015 Coit Road
  • Charlottesville, Virginia – 180 Mccormick Road
  • Seatac, Washington – 16640 International Boulevard

Bank of Brenham NA

College Station, Texas – 3030 University Drive East

Capital One

  • Washington DC – 1200 F Street NW
  • Houma, Louisiana – 2201 Martin Luther King Boulevard
  • New Orleans, Louisiana – 313 Carondelet Street
  • Chevy Chase, Maryland – 8401 Connecticut Avenue
  • New York, New York – 991 3rd Avenue
  • New York, New York – 470 Park Avenue South
  • New York, New York – 347 6th Avenue
  • New York, New York – 1166 Ave Of The Americas
  • Arlington, Virginia – 2100 Crystal Drive
  • Fairfax, Virginia – 3941 Pickett Road
  • Manassas, Virginia – 5575 Ashland Community Square
  • Los Angeles, California – 2201 Westwood Boulevard
  • Lafayette, Indiana – 201 Main Street
  • Las Vegas, Nevada – 2865 East Charleston Boulevard
  • New York, New York – 42 Broadway
  • Cincinnati, Ohio – 867 Wyler Park Drive


  • Ronkonkoma, New York – 4175 Veterans Memorial Highway

Citizens Bank

  • Boston, Massachusetts – 560 Commonwealth Avenue
  • Plymouth, Massachusetts – 129 Samoset St Ste 1
  • Wilbraham, Massachusetts – 455 Main Street
  • Grosse Pointe Woods, Michigan – 19307 Mack Avenue
  • Goffstown, New Hampshire – 605 Mast Road
  • Manchester, New Hampshire – 199 State Route 101
  • Atlantic Highlands, New Jersey – 999 Hwy 36
  • Howell, New Jersey – 4255 US Highway 9
  • Lawrenceville, New Jersey – 669 Whitehead Road Extension
  • Niagara Falls, New York – 7200 Niagara Falls Boulevard
  • Akron, Ohio – 3979 Medina Road
  • Massillon, Ohio – 115 Tommy Henrich Drive NW
  • Uniontown, Ohio – 3875 Massillon Road
  • Erie, Pennsylvania – 4265 Buffalo Road
  • Greensburg, Pennsylvania – 5142 State Route 30
  • Newtown, Pennsylvania – 48 West Road
  • Paoli, Pennsylvania – 39 Leopard Road
  • Philadelphia, Pennsylvania – 11000 Roosevelt Boulevard
  • Pittsburgh, Pennsylvania – 5301 Grove Road
  • Shippensburg, Pennsylvania – 153 West Orange Street
  • Warminster, Pennsylvania – 824 Street Road

Community Bank, N.A.

  • Potsdam, New York – 41 May Road

Farmers’ NB of Canfield

  • Windham, Ohio – 8950 Maple Grove Road
  • Sykesville, Pennsylvania – Sykes St Alley

Fifth Third Bank

  • Riverview, Florida – 10417 Gibsonton Drive
  • Madisonville, Kentucky – 149 South Main Street
  • Mason, Ohio – 5100 Terra Firma Drive

First National Bank

  • Maitland, Florida – 2301 Maitland Center Parkway
  • Sandusky, Ohio – 207 West Washington Row
  • Annapolis, Maryland – 1372 Cape Saint Claire Road
  • Jefferson, North Carolina – 709 East Main Street
  • Davidsville, Pennsylvania – 110 South Main Street
  • Pittsburgh, Pennsylvania – 3908 Perrysville Avenue
  • River Falls, Wisconsin – 500 East Wild Rose Avenue
  • Buda, Texas – 15300 S IH 35

First Republic

  • Corona Del Mar, California – 2800 East Coast Hwy
  • Danville, California – 680 Hartz Avenue
  • La Jolla, California – 1200 Prospect Street
  • Livermore, California – 211 South J Street
  • Los Angeles, California – 1888 Century Park East
  • Los Angeles, California – 888 South Figueroa Street
  • Newport Beach, California – 3991 MacArthur Boulevard
  • Palm Desert, California – 73010 El Paseo
  • Pleasanton, California – 249 Main Street
  • Redwood City, California – 776 El Camino Real
  • San Francisco, California – 44 Montgomery Street
  • San Jose, California – 1625 The Alameda
  • San Lorenzo, California – 18499 Hesperian Boulevard
  • San Mateo, California – 1111 South El Camino Real
  • San Rafael, California – 1099 4th Street
  • Santa Barbara, California – 1200 State Street
  • Santa Monica, California – 431 Wilshire Boulevard
  • Santa Rosa, California – 640 3rd Street
  • Boston, Massachusetts – 160 Federal Street
  • New York, New York – 442 6th Avenue

Fulton Bank

  • Chester, New Jersey – 510 Main Street
  • Salem, New Jersey – 125 Salem-Woodstown Road
  • Sicklerville, New Jersey – 594 Berlin-Cross Keys Road
  • Harrisburg, Pennsylvania – 1429 North 3rd Street
  • Nazareth, Pennsylvania – 4340 Newburg Road


  • Hickory Hills, Illinois – 9528 South Roberts Road
  • River Forest, Illinois – 7525 Lake Street
  • Gaylord, Michigan – 2091 South Otsego Avenue
  • Coon Rapids, Minnesota – 12900 Riverdale Drive NW
  • Pittsburgh, Pennsylvania – 650 Smithfield Street


  • Fort Collins, Colorado – 1130 Haxton Drive
  • South Bend, Indiana – 19730 Darden Road
  • Rochester, New York – 525 Titus Avenue
  • Columbus, Ohio – 1710 North High Street
  • Portland, Oregon – Southeast Hawthorne Street
  • Bellevue, Washington – 601 108th Avenue NE
  • Everett, Washington – 2707 Colby Avenue
  • Seattle, Washington – 434 Queen Anne Avenue North
  • Tacoma, Washington – 3917 North 26th Street

Landmark National Bank

Overland Park, Kansas – 8101 West 135th Street

Legacy National Bank

Centerton, Arkansas – 192 East Centerton Boulevard

Pikes Peak National Bank

Fountain, Colorado – 6615 Camden Boulevard

PNC Bank

  • Athens, Alabama – 105 W Green St
  • Wellington, Florida – 12000 Forest Hill Boulevard
  • Alpharetta, Georgia – 5320 Flynn Crossing
  • Carmel, Indiana – 10570 North Michigan Road
  • Hollywood, Maryland – 24385 Mervell Dean Road
  • Ecorse, Michigan – 60 Southfield Road
  • Livonia, Michigan – 19450 Haggerty Road
  • Pinckney, Michigan – 222 West Main Street
  • East Stroudsburg, Pennsylvania – 60 Washington Street
  • Indiana, Pennsylvania – 319 Pratt Drive
  • Pittsburgh, Pennsylvania – 178 Bakery Square Boulevard
  • Pittsburgh, Pennsylvania – 4761 Liberty Avenue
  • Pittsburgh, Pennsylvania – 5932 Centre Avenue
  • Broaddus, Texas – 411 State Highway 147
  • Houston, Texas – 2401 University Boulevard
  • Laredo, Texas – 600 Matamoros Street
  • Laredo, Texas – 700 San Bernardo Avenue
  • Cudahy, Wisconsin – 6042 South Packard Avenue


  • Jersey City, New Jersey – 475 Washington Boulevard
  • New York, New York – 2814 Broadway
  • New York, New York – 650 West 168th Street
  • New York, New York – 2930 Broadway

TD Bank

  • Washington DC – 1753 Connecticut Avenue NW
  • Deerfield Beach, Florida – 3325 West Hillsboro Boulevard
  • Longwood, Florida – 2675 West State Road 434
  • Bethesda, Maryland – 8101 Wisconsin Avenue
  • Roseland, New Jersey – 103 Eisenhower Parkway
  • Washington Township, New Jersey – 5200 Black Horse Pike
  • Westtown Township, Pennsylvania – US-202 & E Street Rd
  • Mauldin, South Carolina – 305 New Neely Ferry Road
  • Rock Hill, South Carolina – 2609 Mills Park Drive
  • Fairfax, Virginia – 9504 Main Street

Terrabank National Bank

  • Miami, Florida – 1615 Southwest 107th Avenue


  • Schenectady, New York – 1350 Gerling Street

US Bank

  • Alma, Arkansas – 115 US-64
  • Long Beach, California – 400 Oceangate
  • Ventura , California – 6040 Telegraph Road
  • Dewitt, Iowa – 712 11th Street
  • Boise, Idaho – 8534 West Franklin Road
  • O’Fallon, Illinois – 400 South Lincoln Avenue
  • Elkhorn City, Kentucky – 114 West Russell Street
  • Irvine, Kentucky – 127 Broadway Street
  • Blooming Prairie, Minnesota – 236 Main St W
  • Moorhead, Minnesota – 3300 Highway 10 East
  • Hermitage, Missouri – 18714 S Spring St
  • Shelbina, Missouri – 300 South Center Street
  • Chester, Montana – 10 East Adams Ave
  • Fort Benton, Montana – 1304 Front Street
  • Shelby, Montana – 201 Main Street
  • Beatrice, Nebraska – 202 North 6th Street
  • Las Vegas, Nevada – 4505 South Maryland Parkway
  • Sugarcreek, Ohio – 214 Factory St NE
  • Clatskanie, Oregon – 401 Columbia River Hwy
  • John Day, Oregon – 129 North Canyon Boulevard
  • Lakeview, Oregon – 518 North 1st Street
  • Milton-Freewater, Oregon – 610 E Broadway Ave
  • Portland, Oregon – 4920 NE 42nd Ave
  • Roseburg, Oregon – 619 Southeast Main Street
  • Sheridan, Oregon – 206 South Bridge Street
  • Salt Lake City, Utah – 2714 South 300 West
  • Connell, Washington – 800 South Columbia Avenue
  • Brown Deer, Wisconsin – 4200 West Brown Deer Road
  • Menasha, Wisconsin – 150 Main Street
  • Siren, Wisconsin – 24049 State Rd 35 70
  • Wisconsin Rapids, Wisconsin – 311 West Grand Avenue
  • Green River, Wyoming – 285 Uinta Drive

Wells Fargo

  • Baldwin Hills, California – 3480 South La Brea Avenue
  • La Puente, California – 1801 North Hacienda Boulevard
  • San Francisco, California – 1335 Webster Street
  • Vista, California – 1150 East Vista Way
  • Bethel, Connecticut – 159 Greenwood Avenue
  • New Haven, Connecticut – 388 Whalley Avenue
  • Wilmington, Delaware – 814 Philadelphia Pike
  • North Miami, Florida – 14731 Biscayne Boulevard
  • St. Augustine, Florida – 4285 US-1
  • Atlanta, Georgia – 8721 Roswell Road
  • Charlotte, North Carolina – 5637 Albemarle Road
  • Minot, North Dakota – 100 South Broadway
  • Union, New Jersey 2500 Morris Avenue
  • Austin, Texas – 9810 North Lamar Boulevard
  • College Station, Texas – 321 University Drive
  • Cypress, Texas – 12343 Barker Cypress Road
  • Orem, Utah – 77 North State Street
  • Midlothian, Virginia – 13200 Hull Street Road

Woodforest National Bank

  • Aberdeen, Maryland – 645 South Philadelphia Boulevard

Note that many bank branches in the UK are also closing, so this is not just an American economy problem. It’s a much larger issue.

What does this mean?

There are a few different ways we can look at this, but the thing that comes to mind to me is that if more people are forced into doing their banking transactions digitally, then the switch to CBDCs (Central Bank Digital Currencies) will be even more seamless. If our currency were to move to a digital one, network of control would be complete, as the government would be able to access absolutely every dime you spend, block expenditures, and much more. (You can read about it here.)

Is this definitely what’s going to happen? Well, I don’t have a crystal ball but it really seems like everything is pushing us this way. We’re rapidly moving into a world that values digital efficiency over the human touch, what with self-checkout at stores and ordering kiosks at restaurants. If we take away the human face of banking and replace it with a laptop or a phone screen, it’s just another step toward the technocracy, in my mind.

I can’t caution you strongly enough – the writing really is on the wall. If you’re planning to make a move to precious metals, you will need to do it soon. The prices of metals will go up dramatically when these changes begin to occur, and you’ll want to have yours before that price skyrockets. Here’s the place I recommend and trust.

We can say we refuse to participate in the CBDC system, but if your money is in the bank you will not have an option. There would be a lot of things you can’t do at all if you aren’t using CBDCs if that system comes into play. I don’t think we’ll be able to reasonably avoid all of it. I think the goal is to limit your use of it.

Step by step, we are marching toward a future that most of us do not want. We’re watching it happen in real-time. We have to do everything possible to make that future more difficult for the powers that be to force upon us.

Has your local branch been affected by these closures?

Have you seen your bank affected by closures? Do you have to drive further for banking services or do things online that you’d prefer to do in person? What are your thoughts about the bank branch closures? Do you believe it’s a sign of more trouble to come?

Let’s discuss it in the comments section.

About Daisy

Daisy Luther is a coffee-swigging, adventure-seeking, globe-trotting blogger. She is the founder and publisher of three websites.  1) The Organic Prepper, which is about current events, preparedness, self-reliance, and the pursuit of liberty; 2)  The Frugalite, a website with thrifty tips and solutions to help people get a handle on their personal finances without feeling deprived; and 3), an aggregate site where you can find links to all the most important news for those who wish to be prepared. Her work is widely republished across alternative media and she has appeared in many interviews.

Daisy is the best-selling author of 5 traditionally published books, 12 self-published books, and runs a small digital publishing company with PDF guides, printables, and courses at SelfRelianceand You can find her on FacebookPinterestGabMeWeParlerInstagram, and Twitter.

Daisy Luther

Daisy Luther

Daisy Luther is a coffee-swigging, globe-trotting blogger. She is the founder and publisher of three websites.  1) The Organic Prepper, which is about current events, preparedness, self-reliance, and the pursuit of liberty on her website, 2)  The Frugalite, a website with thrifty tips and solutions to help people get a handle on their personal finances without feeling deprived, and 3), an aggregate site where you can find links to all the most important news for those who wish to be prepared. She is widely republished across alternative media and  Daisy is the best-selling author of 5 traditionally published books and runs a small digital publishing company with PDF guides, printables, and courses. You can find her on FacebookPinterest, Gab, MeWe, Parler, Instagram, and Twitter.

Leave a Reply

  • ITM trading is the best for preserving wealth with precious metals, also coins for bartering. If u have to have a bank get a credit union, local. Also pay with cash whenever possible. Also looks like bitcoin is going down the toilet in my humble opinion. We need to all get our souls right with Jesus quickly because He is the only 1 who can truly save us.
    On another note: the government has declared state of emergency for several counties here in texas. 1 of which I live in, due to eclipse on April 8th. I would say that this eclipse is going over entire usa so stock up on water, food, gas up all vehicles.
    We are in for a wild ride folks. May God bless each and every one you.

    • I see it advertised on billboards & other such plans to prepare for disaster advertising. But what exactly with this eclipse do that we should be scared of?? For real, like I have no clue.

      • hi jen, dont know if this is relevent or not, but michael snyder has written many books, studies the Bible, and so on. here’s a link to some of his articles which are very interesting, most recently too about the coming eclipse, he explains his theory about things, how they might relate to the Bible teachings, and so on. take it what you will, its interesting, all articles, here’s the link:

    • I’m 60 years old and have seen many solar and lunar eclipses, when did it become necessary to declare a state of emergency for a natural event that doesn’t even take place on this planet? Is this an incident of government whipping up the public to manipulate a desired outcome?

      • I was also wondering this. I’ve seen such a hullabaloo about this eclipse on social media. I’m truly curious: what is so different about this one?

        • Some of the paywall Intelligence sites and other whistleblowers say it is some sort of a contingency plan. If for whatever reason, the Cabal needs to trigger a particular bioweapon payload (like Disease X) via a 1-3 minute 5G cell signal (18 Ghz), there will be about a hundred million people out watching. Many with their cell phones pointed to the sky. So the Cabal’s options can range from some sort of data collection, to a selective test, to a full scale military operation (bioweapon). The latest versions they are testing include a couple of variants: The 1P36 Gene Deletion from Nanoparticle contamination in your blood (triggered via 5G Cell Signal) that transforms people into Zombies, to a second un-named trigger that causes you to lose interest in your Creator. It somehow starts the process to make you less Spiritual, and more inclined to be compliant – similar to Fluoride in the water supply. A small number of insider and hacker sources I’ve followed for years connect this 2nd Nanodust bioweapon in the food supply with “The Great Falling Away” in the Scriptures. LoL – and most of ’em are not religious! Or, didn’t used to be. By the way, every source and rabbit hole I’ve found on the Soul Stealing Nanodust bioweapon indicates it is triggered by a Starlink signal, and not anything in the 5G network. The 5G triggered signals primarily apply to people that have been vaxxed, but it also includes people who’s blood is contaminated with mRNA & Nanoparticles (etc) from Shedding (Transmission). Anyway, most of the research over the past year and a half show the 5G triggered payloads are primarily Marburg, Nipah, and a Mycoplasma version that goes all the way back to the first Gulf war in 1990-91. In summary, if it is triggered via 5G, then you are dealing with bioweapons that create a physical/biological pathogen response in people contaminated with mRNA, Spike Proteins, Self Assembling Nano, etc — to include a Zombie manifestation. If it is triggered via Starlink, you are dealing with a soul stealing Spiritual weapon from Nanodust in the food that disconnects you from the Creator. My point in adding these details is not to generate fear or promote doom & gloom. Rather, it is to make you aware of the enemy’s plans – so that you can easily defeat him. There are well known remedies for everything they are coming up with. It might be wise to keep such remedies and supplements on hand. Vitamin C by IV (IVC) works for just about everything in both cases. By now everyone should be aware that HCQ, CDS (MMS) and a number of supplements/products like Ivermectin, Bromelain & NAC, Nattokinase, Zinc, Selenium, and others are highly effective against the 5G triggered pathogens. EDTA Chelation by IV and Methylene Blue are your best defense to protect yourself and/or deactivate the Nanodust bioweapon in the food (ALL food). Also, there are several Tesla coil type of devices coming on the market that also work quite well to defeat the Nanodust effects. You’ll want an actual Tesla coil device, as a zapper isn’t quite powerful enough. However, the best defense of all (by far!) is simply Prayer, Meditation, Fasting, Anointing (essential oils), Shielding, Healthy eating, and other Purification Rituals. Make those protocols a daily habit, and you will thrive in the midst of chaos.

        • They expect huge crowds to descend on the state for viewing the eclipse, so they are preparing for all the nonsense which comes from huge crowds of crazies joining with the simple curiosity seekers. No big mystery or suspicious activity, just doing their due diligence.

        • Nothing is different, it’s just that people are gullible and WANT to believe some conspiracy. It makes them feel smart and in-the-know.

          Same with the bank branch closings. It’s about money and nothing else. I know folks want to make it into some nefarious thing but it’s not. There are a number of “new” banks that are online only because….wait for it….that’s where the next generation of banking users do everything.

      • Why does the government and media scare the hell out of everyone before every natural (weather) event? To control. Why whip up a frenzy over something that most everyone everywhere has experienced at least once over the age of 50? Simple, to traumatize everyone everywhere under the age of 20. Just like was done on 9/11.

        False flag event in 3..2..1…

  • …absence of banks and cash will encourage physical trading of goods….and thus loss of controll of government taxation….in a way comfort is traded for independance…..if you act.

  • I have not seen any closures in my rural area & we have roughly 5 banks in a town of maybe 13,000 which is too much in my opinion. I drive 17 minutes to the nearest town to do some errands. I also drive 45 mins. to an hour sometimes to do most grocery shopping simply because they have the best & cheapest selection for organic greens & GF/DF options. And I don’t mind. I chose to live in the country after living in a crime ridden city. I want cities to remain cities & the country to remain the country.

    We’ve banked at a credit union for years. Were the banks that closed trying to be like a CVS’ though?? One on every corner hence the reason there were just too many open? I dunno.

    The CBDCs scare me & believe they usher in the Book of Revelations. I do also believe that the MASS majority of people are utterly clueless at this because they willingly scan the QR codes & Applepay everything without blinking.

  • Did you notice that most of the banks are back east and California? Many of them are in high population areas. Is that because of regional politics?

  • We had a Bank of America branch in our town. It up and closed. I had an account with them. They transferred my account to a new bank that took over that space without my knowledge or consent.
    So, I closed the account.
    Went with a local credit union.
    CBDC, at first it seemed like a far out conspiracy.
    Now, it is getting closer and closer to reality.
    Will it work? Will people put their faith an confidence in a government backed/forced digital currency?
    Looking at the faith and trust in our government institutions . . .

  • I have my money predominately in 1 credit union. In the last 6 months a few have taken out the outside ATMs and put them inside. 1 or no tellers at some. Can still make appointment for things other than simple transaction. Also, if you need cash after hours or Sunday ATM is inside -locked- no access.

  • If you want to know how “bank desert” and “bank concentration” works and feels like, look at Brazil. We have only 4 major banks with a few other smaller ones operating in niches. These mammooth banks (Itau, Bradesco, Bank Of Brasil and Santander) completely dominate que economic and financial landscapes.

    Low competition means they do whatever they want when it comes to fees, rates, etc. Not to mention the political and regulatory influence these big banks have both individually and collectively. In short, it sucks.

  • What are your thoughts about the bank branch closures? There’s probably going to be more bank consolidation and additional branch closures. Many customers use online banking as well. Eventually, the U.S. Treasury will restructure the debt (go bankrupt), so our financial system will go through upheaval. Hang in there — Godspeed to all.

  • A – you might want to check your source. I work for one of those banks and your published list is inaccurate. And yes, my department is advised of all branch adds/changes/closures.
    B – why not add where these banks are adding branches? Yes, they are adding branches. Or investing a not insignificant amount of money into upgrading existing branches.

  • And don’t forget some branch closures are due to M&A activity. And when M&A are complete, there will be more branches. You’re only reporting only a selective set of numbers.

  • The Name bank where my Social Security is deposited was listed but they closed a lot of branches last year, including my usual one. I just changed to a different branch in the same town about an hour from where I live. I go by when I’m there for other things like appointments or a favorite church. in my small town, there is a local bank I don’t have much trust in and one large national Bank. I trust that one even less. My SS has to be deposited somewhere. But I’m personally investing in long-term edibles like fruit trees and some more canning jars. And keeping the taxes up to date.
    I’m looking for SHTF stuff as the 2030 initiative is being implemented. MY governor is one of the first to get on board with it—that and gun control. And she loves abortion up to the time of delivery. She just signed for all higher education to be state-paid. We had a multi-billion dollar surplus. Had is the key word … She is spending like it is her personal allowance to use as she wishes.

  • The nearest Credit Union is over an hour away in a larger city. Not much choice here. A local and the stagecoach that I don’t trust at all.

  • Might the closures have anything to do with the vast number of people who bank digitally? I haven’t walked into a physical bank office in well over one year. My paychecks are direct deposited. I can access my accounts using the app and pay my bills online. Rather than some vast conspiracy, perhaps it’s simply a shifting market.

  • I am from Germany and I can tell you that a minor bank (specializes for medical professionals) has closed all teller stations in all their branches. You can get your money only from an ATM.
    And many banks are following suit. You have a teller station only in the main Headquarter branch but nowhere else.
    And the latest news was that the two communal banking institutes (Volksbank aka you can buy a share if you have an account with them (and every county has its own Volksbank) and the Kreissparkasse aka banking institute of the county and yes, every county has its own Kreissparkasse – yes I know description in very, very broad strokes) will open the first branch where only ATM are and those ATM are for both banking institutes. And dont forget: those two banking institutions are normaly against each other.

    And today there was an articvle in the local newspaper where the risks of a CBDC were mentioned. In the past everybody who mentioned said risks was described as a conspiracy theorist.

  • I’ve worked I.T. in a bank for several years. Branches there have been closing a few at a time for at least 10 years. People simply aren’t walking in to bank branches as often as they used to.
    Direct deposit, automatic payments, online banking, and mobile banking have greatly reduced the need to enter a physical branch.
    A more recently closed branch was across the street from a college campus. Students no longer need to have a local bank while away at school.

  • Santander. Over the past few years here in NE PA, my local branch 4 miles away closed. Go to next closest one, 10 miles away. Closed that. Go to next closest one, 21 miles away. Recently closed. My next and only choice for an actual branch is now 29 miles/45 minutes away. And I never actually chose Santander. My original bank changed hands several times before becoming Sovereign bank, and eventually the global Santander. Hate banks.

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