Most Americans Can’t Afford to Pay Rent, Eat Food, Buy Stuff, or Get Sick (And It’s Just Going to Get WORSE)

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We are living in precarious times, and if you haven’t prepared for an economic collapse yet, it is time to start taking action.

Despite what some “experts” would like you to believe, the US is on shaky financial ground. Several indicators suggest things are far worse than many think.

Let’s take a look at them now.

More than half of families in the US live in “asset poverty.”

A recent study found that more than 63 percent of American children and 55 percent of Americans live in “asset poverty”. This means they have few or no assets to rely on in the event of a financial emergency such as a job loss, a medical crisis, recessions, or natural disasters.

In a press release, study co-author David Rothwell, an assistant professor in OSU’s College of Public Health and Human Sciences, explained that when families lack assets such as vehicles, homes, savings accounts or investments, surviving a financial crisis is very difficult. “This is a dimension of financial security that we don’t think about that much, and it’s pretty high. The findings highlight the extent of financial insecurity among American families. These shocks ripple through the family and down to the children,” Rothwell said.

The study was published in the journal Children and Youth Services Review earlier this year. Co-authors are Timothy Ottusch of the University of Arizona and Jennifer Finders of Purdue University.

Living in poverty can have devastating impacts on children, as the press release explains:

Rothwell studies poverty and its impact on families and children. Experiencing poverty in childhood can have lifetime impacts for those children; past research has shown that children who grow up in poverty are more likely to struggle in school, have lower job earnings throughout life and experience family instability as adults.

A growing body of research suggests that parents’ asset levels also predict academic achievement, educational expectations, and the likelihood of college enrollment and graduation. Families with assets that can be used when income is disrupted are also likely to experience less financial stress and strain.

Yet asset poverty is higher than income poverty for children and families. In a 2018 study of Canadian families, researchers, including Rothwell, found that asset poverty was two to three times more prevalent than income poverty. Families can have adequate day-to-day funds but be asset-poor and would likely struggle during a financial shock. (source)

Rent is becoming unaffordable for many Americans.

According to the National Low Income Housing Coalition, renting is becoming increasingly unaffordable for many Americans. In its latest “Out of Reach” report, the organization explains that the struggle to find affordable housing is not limited to those earning minimum wage or the unemployed.

The report’s central statistic is the Housing Wage, which is an estimate of the hourly wage a full-time worker must earn to rent a home without spending more than 30 percent of income on housing costs. For 2019, the Housing Wage is $22.96 and $18.65 for a modest two and one-bedroom apartment respectively based on the “fair market rent”.

The average renter’s hourly wage is $1.08 less than the Housing Wage for a one-bedroom rental and $5.39 less than a two-bedroom rental. That means that an average renter in the U.S. has to work a 52 hour week. To put this in perspective, a median-wage worker in eight of the country’s largest ten occupations does not earn enough to afford a one-bedroom apartment.

An employee earning the federal minimum wage ($7.25 per hour) would have to work 127 hours every week (equivalent to more than two full-time jobs) to afford a two-bedroom apartment.

This is not just a regional issue. There isn’t a single state, metro area, or county in the U.S. where a full-time employee earning the minimum wage can afford to rent a two-bedroom property. To explore data for your area, enter your zip code in the box below the map on this page: Out of Reach 2019.

According to the report, the ten jobs that are expected to see the biggest growth over the coming decade are those that pay less than the wage needed to afford housing – and that is likely to result in an even greater disparity between wages and housing costs by 2026, as this infographic from Statista illustrates:

Infographic: Rent Is Becoming Unaffordable For Many U.S. Workers | Statista

Food is about to become more expensive.

Massive, damaging floods in the Midwest have been occurring since this past March. To make a bad situation worse, the potential for more floods in key agricultural states looms in front of us as more rain is predicted for the rest of this spring. So far, heavy flooding has impacted important agricultural states, including Nebraska, Iowa, Illinois, and Missouri. The economic impacts of the flooding are likely to be devastating, as Cat Ellis explained in Midwest Flooding Will Cause Shortages of THESE FOODS:

Bottom line: our modern food supply is largely dependent upon grains and soy. With major producers losing at least one harvest this year, the cost of manufactured food and livestock feed will skyrocket. Meat and dairy will be doubly impacted. While many farms lost animals to floodwaters, and farmers lost money due to both lost animals and damage to property, the cost to feed those remaining animals is going to go through the roof.

Add to this livestock disease and tariffs and trade war with both Mexico and China, the two countries from whom we import the most food, both consumers and farmers are in deep financial trouble.

“Whatever your situation is, start thinking about what you eat and how to store those items,” Ellis wrote. Here’s how to get started building that stockpile.

Americans are losing purchasing power.

Purchasing power is the value of a currency expressed in terms of the amount of goods or services that one unit of money can buy. In other words, it is how much your money buys you. Purchasing power is important because, all else being equal, inflation decreases the amount of goods or services you are able to purchase. Inflation reduces the value of a currency’s purchasing power.

In the article America’s Concealed Crisis: Fifty Years of Economic Decline, 1969 to 2019, Charles Hugh Smith explains how the loss of purchasing power has pushed the middle class into the working class:

The keys to understanding the concealed crisis of decline are purchasing power relative to wages/earnings–how many goods and services can wages buy? For the average American household, wages have risen modestly while the purchasing power of those wages has plummeted.

Furthermore, the quality of goods and services has in many cases declined sharply, so that even if prices have dropped, what you get for your money has fallen even further, effectively reducing the purchasing power of your wages. (source)

Smith also discusses how planned obsolescence impacts purchasing power:

Case in point: appliances were once designed and built to last a generation or longer. Refrigerators, washers and dryers lasted for decades. Now the average appliance fails within a few years, and the electronic board–costing roughly a third of the entire appliance price–fails and must be replaced. With labor, the cost of the repair is so high, consumers often send the almost-new appliance to the landfill and buy a new (and soon to fail) appliance.

Net-net, low quality reduces purchasing power even if price has declined. (source)

Although our income is higher than it was 40 years ago, we can’t buy much with it, Smith says:

Bottom line: how much housing, higher education and well-being does the average wage buy now compared to decades past? Not much. The statistics are bleak: wages are basically unchanged from the high water mark 50 years ago, which coincidentally was also the high water mark of U.S. energy production until very recently. Adjusted for purchasing power and quality, the average paycheck buys far less than it did 50 years ago. (source)

Evidence that the economy has already entered a downturn is mounting.

A few days ago, Michael Snyder summed up some of the signs the US economy is starting to deteriorate rapidly in the article The Pain Of This New Economic Downturn Is Starting To Show Up All Over The Country:

On Tuesday we got some more new numbers, and they were just as bad as we thought they might be. \ But even before today’s numbers all of the data were telling us the exact same thing. The New York Fed’s Empire State manufacturing index just suffered the worst one month decline in U.S. history, Morgan Stanley’s Business Conditions Index just suffered the largest one month decline that we have ever seen, global trade numbers are the worst they have been since the last recession, and just last week I detailed the complete and utter “bloodbath” that we are witnessing in the U.S. trucking industry right now. So considering what we already knew, it shouldn’t have been a surprise that new home sales in the U.S. were down a whopping 7.8 percent during the month of May. (source)

In addition, an economic indicator that has preceded every recession over the past five decades occurred a few days ago, reports NPR:

It is known among economists and Wall Street traders as a “yield curve inversion,” and it refers to when long-term interest rates are paying out less than short-term rates.

That curve has been flattening out and sloping down for more than a year, raising worries among some analysts that investors’ long-term view of the market is not positive and that an economic downturn is looming.

But on Sunday, an inauspicious milestone was achieved: The yield curve remained inverted for three months, or an entire quarter, which has for half a century been a clear signal that the economy is heading for recession in the next nine to 18 months, according to Campbell Harvey, a Duke University finance professor who spoke to NPR on Sunday. His research in the mid-1980s first linked yield curve inversions to recessions.

“That has been associated with predicting a recession for the last seven recessions,” Harvey said. “From the 1960s, this indicator has been reliable in terms of foretelling a recession, and also importantly, it has not given any false signals yet.” (source)

The economy has not recovered much since the 2008 recession.

Many refer to stock market valuation and the “official” unemployment rate as indicators of an improving economy, but the truth is that they “paint a deceiving picture of the true state of the American economy,” as economist Antony P. Mueller outlines in Phony Economic Growth Stats Conceal Deep Problems on Main Street:

Alternative calculations of the employment data — which include long-term discouraged workers and chronically unemployed — indicate that the labor market is much slacker than the official statistics indicate. Profits recovered in the first few years after the crisis of 2008 but over the past five years, they have been flat. Stock prices, in turn, as measured by the S&P 500 Index, have risen by over 50 percent since 2012.

The recovery after the crisis of 2008 was brought about by the stimulus packages and later on by the monetary policy of “quantitative easing.” The expansion that followed does not constitute genuine economic growth. While the financial asset markets indicate wealth creation, the economy’s productive capacity tends to remain weak. Over the past ten years, the Congressional Budget Office had to lower its estimate of potential output year by year and productivity growth has stayed below the trend of the time before the crisis of 2008. (source)

In the conclusion of that piece, Dr. Mueller states:

Policymakers ignore the main lesson of the crisis of 2008 that monetary and fiscal stimulus policies do not bring about a solid recovery but manufacture a phony economic growth that distorts the economy’s structure of production. Instead of a V-shaped recovery that would occur if government abstained from intervention, policymakers produce an L-shaped agony.

As if a prolonged stagnation wasn’t already bad enough, the interventionists also act as the undertakers of capitalism. Policy intervention distorts the economy and drives a wedge between Wall Street and Main Street. The majority of the people do not attribute the discrepancy between the growth of financial wealth and the stagnation of the real economy to the policy of the authorities — but accuses capitalism of this evil. (source)

Here’s what you can do to prepare for a financial crisis.

If you are skeptical about the warning signs of the impending economic disaster that I have outlined in this brief article, here’s a great resource to refer to as you monitor current events: 10 Recession Warning Signs You Need To Know. “As much as one would like to believe that the American economy has bucked the cycle of boom and bust that has defined every market economy since the dawn of time, that’s probably not the case. In spite of a booming stock market and rock-bottom unemployment, history would dictate that the good times will be coming to an end — probably sooner rather than later,” writer Joel Anderson warns. In the article, he describes economic behaviors that point to the possibility of a looming recession.

Here is a list of resources to help you prepare:

While the fate of the US economy is out of our hands, there are things we can do to prepare for an economic downturn (and eventual crash). The preparation is completely in our hands. Those who choose not to prepare are going to be in for a very hard time.

What do you think?

Do you think an economic collapse is inevitable? Or do you think the economy is going to stabilize? What are you doing to prepare just in case an economic crisis occurs? Please share your thoughts in the comments.

About the Author

Dagny Taggart is the pseudonym of an experienced journalist who needs to maintain anonymity to keep her job in the public eye. Dagny is non-partisan and aims to expose the half-truths, misrepresentations, and blatant lies of the MSM.

Picture of Dagny Taggart

Dagny Taggart

Dagny Taggart is the pseudonym of an experienced journalist who needs to maintain anonymity to keep her job in the public eye. Dagny is non-partisan and aims to expose the half-truths, misrepresentations, and blatant lies of the MSM.

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  • It goes up it goes down. It’s kinda like the weather in that if you say it’s going to rain long enough eventually you will be right and wholla your a weatherman.

  • A economic downturn is to be expected. Nothing stays up (or down) forever. I have been reading about the “next” recession since . . . 2012. I personally thought we would see one in 2016, but here we are! Plan accordingly.

    CHS writes many good articles spelling out various economic problems and social ones as well.

    When the most recent government shut down occurred, reading about federal employees impacted by the shutdown, and how they were really one or two paychecks away from financial disaster was eye opening. The follow on surveys of how swaths of average Americans could not afford a $400 emergency without getting a loan from friends or family or resorting to going into debt (i.e. credit card) was also telling.
    What was, and has been more alarming is the fact many of these people are “middle class.”
    (CHS has an article asking what is it to be “Middle Class” here:

    I have to ask, how much of their economic hardship are self-induced? Leading up to the housing crisis of 08’, even people with prime credit were buying homes they could barely afford. The banks approving them for these homes did not help. All the buyers saw was how much they could spend, and immediately looked at those homes (McMansions) near the max they were approved for.
    Then, they have to fill it with stuff. Lots of stuff. A TV in every room. Not only does dad have his gaming console, but so does the child. Add a smart speaker, stainless steel appliances, wraparound couches etc.

    Then there is how often they dine out. 3-4 times a week. Those times they dont dine out, order in, or pick up a pre-made meal. Funny thing is, I hear many complain about how much time it takes to make a meal from scratch. Dining out, or ordering in allows them more leisure time, you know, social media, cat videos and the like.

    Of course everyone in the family has a smartphone.

    I get what CHS, and others are saying about wages stagnating and the erosion of purchasing power.

    When the next recession does become a reality, a lot of those people are going to be seriously hurting. Think they will blame themselves?
    I can hear all the tales of woe on NPR now.

    • Spot on, as the Brits would say. Not to be contrary but, I think the percentages quoted of “asset poverty” would be better titled, “asset gluttony.” It’s amazing those in the poverty status have the cells phone with all the bells and whistles,big screens, surround sound systems, gaming systems (adult/child), cable bills, dining out (Mickey D’s or worse), and on and on. I suspect many families model themselves after many government agencies, just spent because somehow the bills will be paid. Well, the “somehow” has arrived and cut backs would be the first order of the day. BZ Jarhead, Semper Fi.

    • Your point of over indulging is spot on. Those who grew up with the depression in mind were far more likely to fare better in the world.

    • So because you are struggling or have no money you are advocating taking it from other Americans who have achieved some success through hard work? What is your definition of rich and how do you plan on stealing it from them?

    • You “say” Michael S Goodman. What is it you “do”? It isn’t the same as “I say” is it?
      You were not motivated enough to be rich so your not motivated enough to anything but “say”. It’s not bad that they are rich it’s bad because you can get rich but too many don’t. Tell me what do you really know of war? You a straight killer are ya there Robin Hood?

      • I think he’s jealous that some people have “made it” and he hasn’t.
        Anyone wonder why he didn’t?
        Unfortunately Economics 101 hasn’t been taught in school in a few generations.
        Funny thing; we get by on social security and actually save money.
        House has been paid off for years. No fancy new cars, just nice recent models.
        No smartphones. No cable. Dumped that 25 years ago when the kids left the nest.
        It’s all in your priorities.

  • This has been going on for several years. The socialist democrats need people to depend upon the government to address their daily needs. That’s why obozo and his band of liberal misfits tanked the economy and placed as many Americans on a government handout. That’s is their ways of getting Americans to surrender their rights. The youth have been getting a steady diet of socialism for decades and the dems are seeing a payoff with record number of youths in support of socialism and/or communism. Things are coming to a head with people choosing their sides. Either you are with them or against them, nothing in between. The real are being harassed and shunned for believing in this country. The liberal progressives are going nuts in pushing their beliefs on TV. If you didn’t know better you would think the majority of Americans are homosexual in nature based on what is put out on TV. I believe the libs are trying to desensitize As many Americans as they can. What a mess!

  • I agree with many point Dagny makes but disagree with others. On a personal level I’m better off than I was in 2016 when Trump was elected. My taxes are down and even though I’m retired my income is up. That upward tick in income is mostly thanks to investments the stock market which has been mostly going up the past three years. Of course what goes up will come down, but historically the stock market doesn’t go down or stay down as long as it goes up.

    But I’ve also reduced my expenses by growing more of my own food. Seed is cheaper than veggies. Sprouts provide tasty nutrition regardless of the weather outside. Raising chickens provides fresh eggs and an occasional meat bird. Rabbits are a good source of cheap, lean meat too. Canning fruit from our small orchard provides us with good fruit as well as pie fillings and jellies year round. A well stocked pantry is better than money in a bank. Besides, gardening and raising your own “livestock” is good for the soul.

    I’m frankly more concerned about trending Socialism in the Democratic party than an economic collapse.

    • That, Sir, is a great post.

      Unfortunately many Americans can not or will not do something like garden. ‘Sweating and dirt is so icky!’ they say. They cannot leave their climate controlled 2,400sqft McMansion to participate in the ‘outdoors.” That is what the internet is for. That Mark Zukerburger guy says so, with this VR helmet.

  • “There isn’t a single state, metro area, or county in the U.S. where a full-time employee earning the minimum wage can afford to rent a two-bedroom property”
    Where does it say that minimum wage employees get to have a 2 bedroom place!?! I must have missed that in the Bill of Rights! “They need it for their children” you say?
    I didn’t have children or even get married until I was able to AFFORD it. How about lets try personal responsibility and quit the boo hoo woe is me junk.
    You get what you earn.

    • Be careful what you say, because it may come back to haunt you. Look at the number of businesses that are closing. People who had a good job (maybe not great) that paid bills are suddenly out of work. The requirement to pay for mortgages, utilities and food does not go down or stop because someone lost a job. My husband and I are lucky in that we are veterans. My husband is a 100% disable veteran and I rate at 40%. Our medical (although not the best) is covered by the VA. Many people are devastated when a unexpected illness or accident happens. These people may have one or more children. Just because you can afford children, cars, house, etc. yesterday, does not mean you can afford it today. I have a friend who use to work a computer programmer at a nuclear plant. That was good money, but now he has been trying to find jobs at his senior age just to pay the rent.

      Matt in Oklahoma what will you do if it is you who can no longer afford to pay rent, mortgage or medical because you lost your job? Or your retirement funds went belly up as so many are starting to do? Even my husband and I are preparing for the government to say they are broke and can no longer pay us.

      • I’m 53. Wife’s 100 percent disabled with lupus. This ain’t my first rodeo. You roll with the punches. I’ve lost stuff and a place but I always have been and always will be employed. If something happened to change that I’ve got it covered too with savings, insurance and investments. I will live within my means.
        In the meantime June showed 224k jobs added, unemployment 3.7%, wage growth 3.1% and my retirement has been up for several years.
        There is NOTHING the ENTITLES anyone to a 2 bedroom place.

        • Matt in Oklahoma- Those unemployment numbers are BS

          Jobs added are mostly part time jobs. Get your head out of your ass

          • Steve
            Unless you’re willing to meet me and actually fight there’s zero reason to y’all like that.
            You can disagree but hiding behind the internet and saying things you won’t say to my face is cowardly

    • The problem is, for many of us, life can change in the blink of an eye. I know that I never planned to be a single mother or to lose my job or to have seasons in my life where I barely scraped by. It isn’t always a lack of personal responsibility that causes your life to change. We just do the best we can when those things happen.

      Regarding the two-bedroom apartment, some folks don’t know that if you have children of different sexes, family services insist they sleep in separate rooms. Even when they’re little, which in my opinion is pretty silly. So families with a boy and a girl will need a room for each child while mom and dad sleep on the couch.

      • Well said Daisy.

        We never expected Obamacare to impact us so hard but it did.
        Went from being reasonable, to we cannot afford to use it.
        Then I had to have a medical procedure, and we didnt qualify for a subsidy.
        Presto! Me with a 2nd 32hr a week PT job for 6 months to dig ourselves out of that hole.
        It sucked, but we had to roll with the punches.

        • I’m right there with ya. I make too much for the “subsidy” but not enough to pay for insurance. Obamacare was and still is a hot mess. It ruined healthcare in America.

      • “if you have children of different sexes, family services insist they sleep in separate rooms. Even when they’re little”

        That is absolutely true and I know it from personal experience.

  • This is the critical issue to understand about open borders and unrestricted immigration. Normal market conditions drive wages UP and keep our system in balance as prices rise. However, when we flood the nation with unskilled labor and mostly non English speaking people who don’t adapt to American culture it results in a catastrophic destruction of our nation. Wages are driven DOWN to poverty levels and the only thing that grows is the size of our government and national debt (and crime rate). Guaranteed to collapse! That is what we are experiencing now, and apparently is the central purpose in opening our borders.

    It would be much wiser to fix poverty & health (etc) issues at the source, which is to say assist other people in their own nations and cultural homelands. Instead, we almost fanatically import millions of people from the bottom economic & health strata of 50+ nations and carefully inject them all across the country. That agenda is obviously an engineered destruction of the USA, which shouldn’t take more than about 5 more years at the most. Tell me I’m wrong?

  • one of the problems could be that cities keep raising property taxes because THEY can’t seem to rein in spending. so those get passed on to the renters. and many require a certificate so you can rent your place out. it requires the code officer to inspect, which in turn will ALWAYS turn up violations so that you are required to obtain a permit from said city to get the work done. and in many cities, you can only have it done by a few select people. cuz ya know only THEY will do the work up to city standards. in reality they “buy” their name onto the list. let’s look at the cost of the new schools being built. do they really need a football stadium? how about the lavish performance stage amenities? and etc. oh and how many schools need to be built to accomodate the influx of illegal children?

  • REGUARDLESS of the JOB title,NO GOVERNMENT EMPLOYEE should be paid more then minium wage,and when they retire,THE ONLY check they should be getting is SOCIAL SECURITY,just like all the rest of us,IF their paid some outragious amount of money to sit around doing nothing all day, LIKE EVERY AGENCY IN THE GOVERNMENT DOES, have the people being robbed to pay for it,CIGARETTES..6-7 dollars a pack,AMERICANS are thieves and they want WAR,so be it,war it is,being DEAD is just as good as starving………

    • BUT, what happens if said Government employee has been paying portion if their wages into a super fund, does that not then allow them to recoupe those funds on retiring ?????????????

    • Arizona you don’t seem to know much on how federal retirement works. It’s not that simple. The majority is their money. Social Security is their money. The investment portion is their money. The retirement is in many cases less than social security.

  • Gatt, NAFTA and destruction of the dollar since 1913. open borders. Health care costs. I hope every American that did not vote or voted Democrat suffers. You reap what u sow. Maybe the system should crash… Let the stupid ones die off and maybe we will come back stronger.

  • Even when you warn people, they just ignore you. The American People were WARNED to NEVER allow private banks to issue the Nation’s currency. Thus, why the Constitution states that only Gold And Silver shall be used for paying debts.

    We were told that if we allowed private banks to issue our currency that the Corporations that would grow around those banks would leave the people of this nation homeless.

    Well, we are there today!

  • If you or your spouse is on disability, all you are allowed to have in a reserve cash supply is three thousand dollars. I had to withdraw my 401k and my IRA and to quote the Social Security official I talked to ” waste the excess money over 3,000 dollars. Pretty sad when the government limits ones ability to pay your own way.

  • But according to this article:

    “The average person on Earth is now 4.4 times richer than their ancestors were in 1950, according to an analysis by Max Roser, founder and editor of Our World in Data.”

    Sounds like most people are far better off than they were 70 years ago! With robotics replacing more workers daily, the obvious solution is to cut back on population growth. Unfortunately, our whole economic system is base don ever more growth of employment resulting in more taxes collected that fund increased salaries that allow more people to buy more things.

    We are going to need a new economic system and it isn’t going to be based on something simple like barter.

  • I live in Central Illinois and it feels like a DEPRESSION around here !!! Stores CLOSING, not opening !! My towns financial woes MAY be the result of being in ILLINOIS, I’m really not sure. But, what is DAMNED certain is that our economy is NOT booming !!!!!!!

  • I write a lot about this and other problems in America, but maybe this one is generically the worst. Now, mind you, the other problems are huge, problems like the government lies and deception against us, the government supported vaccine scam, the government police force and violence against us, the government support of the GMO developments, the government chemtrail sprays, the constant and unconstitutional war making, etc.

    Yes, it appears that in 2019, the government, by way of its unnamed shadow rulers, is the greatest enemy of the American people. And yes, in 2019, it appears our once robust American middle class has been destroyed. 1913 was a very bad year for America, and everything since then has been on a downward slope. What happened in the 2007-2008 time period may have been the start of the final theft of the wealth of the American people.

    It is extremely sad and unfortunate that those who are actually at fault now control the federal government as well as 27 states, and have made identification and criticism of them as a crime, punishable by the government.. And as the US now has the highest percentage of its people in jail, this problem seems to be getting much worse, rather than getting better.

    There are those who think the existing form of government can be fixed. There are others who think this government is beyond all repair and simply want a new government. There are also those who don’t like governments because of the force and violence it uses to control others, and want no government at any level (these would be the anarchists). Which group do you support? Have you had enough of government controls?

  • A financial collapse would be the perfect time for Trump to trump the nonfederal nonreserve/nwo and start issuing US notes backed by gold and silver per the US COnstitution while simultaneously withdrawing nonfederal nonreserve notes from circulation.

  • Well said, Steve! Glad to know someone else out there knows it is a GOVERNMENT problem, not a “this party versus that party” problem. They are all run by the same hidden hand who uses both sides to incrementally implement their agenda: complete control of human society. 1984 is coming to pass…

  • The harsh reality is that most are asset and income ignorant. Whom ever was responsible for teaching these generations about finances receive an F grade. Where is it written that a work week is only 40 hrs? Where does it say you need 70% to live on outside of rent? Who is responsible for leading the young to grow up believing that they deserve cell phones, cable and satellite hookups, $100 tennis shoes and fancy new cars? Don’t tell me about being raised poor and how it leads to continuing to be poor. The cycle is broken by perception and understanding. Hard times come to those who were never instructed on money handling, and the opposite is now called rich?

  • The verbiage of this article puts the cart in front of the horse. Achievement Is not a function of wealth, wealth is a function of achievement. The great achievers of the American culture, were from poor or middle class families. Writing this kind of crap is simple pandering to the growing socialist destroyers.

  • My post is “waiting moderation”. We most certainly do not want to post any article that denigrates the quality or motives of those who contribute to our foolishness.

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