Coal or. Goals: Quick Tips for Sticking to Your Christmas Budget

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Have you ever gone to the mailbox the week after Christmas and discovered a fist full of bills? Have you thought back about the things your gift recipients enjoyed or the items that were just filler so they’d have plenty of gifts to open? (Stocking stuffers come to mind here.)

Every year, 39% of Americans are still paying off last year’s holiday gifts when they start this year’s ball rolling and get themselves even deeper into debt. This is no way to start off a new year.

This infographic has a few tips that will have you reaching goals instead of getting coal in your stocking.

For more information on holiday savings, check out Chime

Here are some resources for holiday budgeting:


Christmas is just one day. If you usually overspend, set expectations for your family that this year is going to be different. It’s not worth being buried in debt for an entire year just because society pushes you to spend, spend, spend. You’re still a good parent, partner, family member, and friend if you stick to your budget.

Remember to focus on the things that really matter this year.

Chloe Morgan

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Chloe Morgan

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